Bajaj Allianz Schengen Visa Insurance Forum

Travel Medical Insurance for visiting Germany
Questions
Me and my wife both are 60 years and some months and travelling to Germany next month for 35 days. We need travel insurance which is accepted by the German embassy and which offers at competitive price.
by R K Jain
comment
It was nice talking to you regarding travel medical insurance for Germany for yourself and your wife. As mentioned in our conversation Bajaj Allianz which we market on NRIOL satisfy Schengen visa requirements.
  • Bajaj Allianz
    Traveler age: less than 61 years
    Destination: Schengen country
    Duration: 35 days
    Coverage: $50,000
    Premium per person: Rs.1,197/-
    You can get free quotes and buy the insurance online at
    Bajaj Allianz Schengen Visa Medical Insurance

Making claims in Schengen Countries
Questions
I am applying for greece visa and keen to choose Bajaj allianz travel insurance. The health policy declaration has a point stating that the claims made should be recoverable in Schengen. I would like to know as soon as possible whether you cover this clause so that I can proceed to buy the insurance.
by Nikhil
comment
Thank you for contacting NRIOL for your Schengen travel insurance requirements. Hospitalization medical expenses more than 24 hours is cashless after the deductible. The insured has to get in touch with the assistance company who will then speak to the hospital where the insured is hospitalized and make a guarantee of payment in couple of hours as per policy terms and conditions. In case of outpatient medical expenses the insured has to bear the expenses and claim for reimbursement later.
However in Bajaj Allianz there is a plan "Assist Card" where even the OPD medical expenses are cashless after the deductible and there is "Elite Plan" where OPD medical expenses after $500 is cashless.

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